Commercial Products

Our Commercial products cover the following but not limited to them;

Fire and allied Perils

A basic Fire policy provides indemnity against loss or damage to property described, caused by fire, lightning, explosion floods, earth quake. This insurance covers all assets described.

Terrorism Sabotage and Political Risk

With the ever increasing threats of terrorist attacks, having a prudent insurance plan is a vital requirement. Terrorism & sabotage insurance cover affords you protection against risks of terrorism, sabotage, mutiny, insurrection, rebellion, coup d’etat, riot, strike and civil commotion.

All Risk

This insurance provides indemnity against LOSS OR DAMAGE to specified items as a result of any cause within the geographical area specified in the policy. This includes theft, fire, riot and strike breakage and any other cause not excluded under the policy.

Money Insurance

This policy covers loss or damage to money by robbery or theft whilst in transit, locked in in safe or in the hands of approved staff.

Goods In Transit Insurance

This policy provides cover for loss or damage to various types of goods while in transit by road, rail or any inland waterway within the geographical area set out in the policy.

Work Injury Benefits Act, 2007

This is a statutory requirement that came in force in 2007 following the enactment of WIBA. Provides for compensation to employees for work related injuries & diseases contracted in the course of employment.

Business Combined

This is a unique policy designed exclusively for small businesses to cover organizations’ contents against to protect against Fire, ALL risk, Public Liability & WIBA.

Group Medical Schemes

We source for the best medical scheme that helps you to pay for your employees’ healthcare needs, such as nursing, surgery, dental, medicine and Inpatient hospitalization.

special risk

We offer tailor made policies for unique risk such as in oil and gas sector. We understand the uniqueness and appreciate the dangers surrounding sensitive operations. Talk to us for tailor made proposal for your unique risk.

All the above packages also have an option of incorporating political and terrorism benefits.